Faq

Getting Started

How do I know if I qualify for tax relief?

If you owe the IRS or a state tax authority and can't pay the full balance in a short timeframe, you likely qualify for one or more relief options. The only way to know for sure is a free consultation — we'll review your transcripts and financial picture and tell you honestly what's realistic.

How much does a consultation cost?

Your initial consultation with Summit Tax Relief is completely free and confidential. There's no obligation to move forward, and we'll tell you upfront whether we can help.

How long does the tax relief process take?

It depends on the program. Installment agreements can be set up in a few weeks. Offers in Compromise typically take 6–9 months. Audit defense varies based on the complexity of the audit.

IRS Programs & Eligibility

What is the IRS Fresh Start Program?

Fresh Start is a collection of relief options the IRS expanded to help taxpayers settle back taxes — including streamlined installment agreements, Offers in Compromise, and Currently Not Collectible status. Eligibility depends on your specific financial circumstances.

Can the IRS really settle for pennies on the dollar?

Sometimes — through an Offer in Compromise. But it's not magic. The IRS uses a formula based on your Reasonable Collection Potential. If your income and assets are limited, a significant reduction is possible. If they're not, the program isn't the right fit.

What if I haven't filed taxes in years?

You're not alone — and this is one of the most common situations we handle. Before any relief program is possible, we'll help you get back into compliance by preparing your unfiled returns. We've done this hundreds of times.

Wage Garnishments & Levies

The IRS is garnishing my wages. Can you stop it?

Yes. Wage garnishments are reversible once a collection alternative is in place. We typically secure releases within 10 days for clients who engage us quickly.

Can the IRS levy my bank account without warning?

No — the IRS must send a series of notices first, ending with a Final Notice of Intent to Levy. If you've received one, the clock is ticking and you have 30 days to act before the levy is executed.

Your questions, honestly answered.

Getting Started

IRS Programs & Eligibility

Wage Garnishments & Levies

Schedule a no-cost, confidential consultation today.